Often costly litigation can be avoided with a rapid and proactive strategy for restructuring loans which are in default. Stovash, Case, Shay, & Pearce, P.A., utilizes creative pre-litigation strategies when possible so its clients can find a way to make defaulting loans perform again. The firm has a long history of representing lenders wanting to work with their borrowers to resolve a default caused by temporary circumstances. In fact, our client’s who provide loans under the guidelines of the U.S. Small Business Administration know that such attempts to avoid declaring a default is often required by the SBA. Therefore, restructuring debts, preparing loan modification documents to modify loan security, or negotiating forbearance agreements are all services which Stovash, Case, Shay, & Pearce, P.A., is well known for providing to lenders.